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FREQUENTLY ASKED QUESTIONS

Below is a list of questions and responses that we commonly receive at the funeral home. We will continue to include any new questions in this section that we feel would be helpful to others.

If you have a question that has not been covered in this site we would like to hear from you. You may use the "Ask the Director" section of our site to forward your question or comments to us.

If you would prefer to call us on the telephone, our staff would be pleased to provide an answer to any funeral related matter you may have. If we do not have the answer immediately, we will find it for you and contact you the minute the information is in our hands.
1. What advantages are there to pre-paying?
 
2. Who should prearrange their funeral?
 
3. Should I discuss my arrangements with my loved ones?
 
4. What if I don't know what I want?
 
5. Are there different pre-paying programs?
 
6. Wouldn't I be better off to invest the money myself?
 

Question #1What advantages are there to pre-paying?
Answer:- Your loved ones will be relieved of burden at a difficult time.
- The funeral will reflect your expressed wishes.
- The funeral will not be a financial strain on your family.
- Your funeral expenses will be protected from inflation - you will never pay more.
- In case of accidental death, your grandchildren and great-grandchildren under the age of 18 are covered

Question #2Who should prearrange their funeral?
Answer:Everyone. Death can strike the young and the old, therefore it is equally important to have our funeral arrangements preferences planned and registered as it is to have life insurance and a will made up. Our multi-payment plans feature day one coverage without health questions as long as you are not terminally ill, bedridden or have an Immune Deficiency Disorder.

Question #3Should I discuss my arrangements with my loved ones?
Answer:It is very difficult for most people to discuss their funeral plans with their loved ones, but at the time of death the family will appreciate the fact that these discussions were held and decisions were made. Remember the funeral is for the living, therefore your loved ones should be included in your decisions.

Question #4What if I don't know what I want?
Answer:One of our funeral professionals will explain all the services and options available. During this counseling session, many people discover services and options they never knew existed. With full information made available in a relaxed, unpressured manner, you'll probably find that you can make better informed decisions.

Question #5Are there different pre-paying programs?
Answer:Yes, there are 12 payment plans including Single Pay, 1 through 10 years and a 15 year plan. You are even able to pay with VISA or MasterCard on the 2 to 15 year plans. We will help you select the one that is most beneficial for you.

Question #6Wouldn't I be better off to invest the money myself?
Answer:Invested money earns dividends or interest upon which income taxes must be paid. And there's no guarantee that the investment would keep pace with increasing funeral costs. With a pre-payed funeral program, you have the benefit of knowing all your plans are made, and your loved ones need only make one phone call to fulfill your funeral arrangements. With a funeral plan, you have the assurance that there will be money to cover future costs, whenever the need arises, and you pay no tax on the increasing death benefit.